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Uninsured Motorists

Dallas Uninsured Motorist Accident Attorneys

High-Quality Representation for Uninsured Motorist Claims

While any car accident can be stressful, uninsured motorist accidents can be especially aggravating. In addition to dealing with the physical and emotional aftermath of a collision, knowing the other driver doesn’t have insurance to cover your damages can create additional frustration. While navigating the legal complexities of uninsured motorist claims can be overwhelming, you don’t have to fight this battle alone. 

At J. Alexander Law Firm, our uninsured motorist accident lawyers have years of experience representing injured motorists in Dallas. With a proven track record of results and a vast professional network of contacts and resources, we take pride in providing compassionate counsel when you need it most. From filing a claim to arranging expert testimonies to strengthen your case, we can aggressively protect your rights while advocating for the fair settlement you deserve. 

Hit by an uninsured motorist in Dallas? Turn to our lawyers for high-quality representation. Call (214) 206-3264 to schedule a free consultation

What Is an Uninsured Motorist Accident?

According to the Texas Department of Insurance (TDI), over 2.6 million registered vehicles in Texas lack an insurance policy. With uninsured motorists making up 8.3% of Texas drivers, it’s imperative to know your rights after an uninsured motorist accident. 

An uninsured motorist accident occurs when a driver without auto insurance coverage causes a collision. Under Texas law, uninsured motorist insurance provides crucial protection for victims, allowing them to seek compensation for medical expenses, lost wages, and other damages when the responsible party lacks adequate coverage. 

Can I Sue an Uninsured Motorist in Texas?

If you were hit by an uninsured motorist, you deserve compensation for your injuries. This is where a seasoned uninsured motorist accident lawyer can make all the difference. In Texas, drivers have two options for recovering damages after an uninsured motorist accident:

  1. File a claim with your insurance company: If your auto policy includes uninsured/underinsured motorist coverage (UM/UIM), you can file a claim with your own insurance company. 
  2. Sue the uninsured driver directly: If you have insufficient UM coverage or no coverage at all, you can file a personal injury lawsuit against the driver. 

While filing a claim with your insurer may be less time-consuming, this coverage can only cover damages up to your policy limit. With the help of an experienced attorney, you may be able to recover additional compensation in a lawsuit. Your lawyer can evaluate your case with a practiced legal eye to determine the validity of your claim and advise your legal steps based on your specific circumstances. 

What Damages Can I Recover in an Uninsured Motorist Accident?

Various damages may be recoverable in an uninsured motorist lawsuit.Common damages include: 

  • Lost wages
  • Medical costs
  • Property damage
  • Pain and suffering
  • Emotional distress
  • Loss of consortium
  • Loss of enjoyment of life
  • Scarring and disfigurement
  • Loss of future earning potential

Does Texas Require Uninsured Motorist Coverage (UM)?

Uninsured motorist coverage (UM) isn’t mandatory in Texas, but insurers are required to offer it when drivers purchase car insurance. If you choose to purchase UM coverage, state law requires insurance companies to offer a minimum of $30,000 per person, $60,000 per accident for bodily injury, and $25,000 for property damage coverage. If involved in an accident with an uninsured driver, UM coverage can help cover medical expenses and property damage up to these limits. 

I Was Hit by an Uninsured Driver in Dallas. What Now?

If you were hit by an uninsured driver in North Texas, time is of the essence. Here are five steps to take after an uninsured motorist accident: 

  1. Seek medical attention: Your health is a top priority after an accident. Seeking medical care is essential to rule out serious harm and establish formal documentation of your injuries. 
  2. Report the accident: If no one else has done so, report the accident to local law enforcement or the appropriate authorities. 
  3. Exchange information: If possible, exchange contact and insurance information with other involved parties on the scene, including the at-fault motorist and any eyewitnesses who saw the accident occur. 
  4. Gather evidence: Take photos and videos at the accident site to document your injuries, any vehicular damage, nearby landmarks or street signs, and other evidence that can strengthen your claim. 
  5. Consult with an attorney: Securing representation from a qualified uninsured motorist lawyer is critical to recovering compensation after an accident. Your attorney can help you navigate the claims process, protect your rights, and represent you at trial if necessary to obtain a fair settlement. 

Why Partner with J. Alexander Law Firm?

If you were harmed by an uninsured motorist in the Dallas-Fort Worth Metroplex, J. Alexander Law Firm is here to help. Here are some advantages of partnering with our uninsured motorist attorneys: 

  • Legal experience: Our advocates have years of experience and are well-versed in personal injury law to guide your legal steps with wisdom and integrity. 
  • Proven case results: Our firm has recovered over $10 million in settlements for Texans like you, giving you peace of mind that your case is in trusted hands. 
  • Trial preparation: We never shy away from a trial if necessary to obtain a favorable outcome. By employing effective litigation strategies, we can fight to hold insurers accountable and obtain a fair settlement.
  • Complimentary case evaluations: We offer free consultations for your convenience and operate on a contingency fee basis, meaning you pay nothing until we recover compensation in your case. 
  • Individualized representation: Our firm takes pride in providing high-quality representation tailored to your unique legal needs. No matter what, you can trust us to give your case the time and personalized attention it deserves. 

If you or a loved one was harmed by an uninsured motorist in Dallas, contact us online to discuss your case with our attorneys. 

  • Innovative & Customized Legal Strategies

    At our firm, we stay ahead of evolving policies and legal trends to provide our clients with the most current and effective representation. Our commitment to continuous learning ensures that we deliver informed and strategic advocacy in every case.

  • Client Focused Approach to Law

    We blend the personalized approach of a boutique firm with the resources and experience of a large practice to deliver outstanding results for our clients. We take each case to heart, investing deeply in every detail and carrying that commitment beyond the office to ensure the best possible outcomes.

  • Dedicated to Protecting Our Community

    We are dedicated to safeguarding our clients’ rights both in the courtroom and within the Dallas community. Our commitment extends beyond legal representation, as we actively engage in local initiatives to support and uplift our neighbors.

Stay In The Know

  • Why You Should Always Contact a Lawyer After a Car Accident|Why You Should Always Contact a Lawyer After a Car Accident
  • Best Forms of Evidence to Strengthen Your Car Accident Claim
  • Involved in a Car Accident in a Company Vehicle? Here’s What to Do Next
It's Personal. We Get Results.

You deserve the best chance of winning your accident claim. J. Alexander Law has the experience and expertise to win for you.

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